Attention homeowners in Greenbrier and Faulkner County: Get an Appraisal today!
Here are the top 7 reasons why Arkansas homeowners call on Cooper Appraisal Company, Inc.:
We at Cooper Appraisal Company, Inc. understand the special needs of a homeowner seeking appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. But as a consumer, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Cooper Appraisal Company, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your home not appreciating as much as other houses nearby. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An expert appraisal from Cooper Appraisal Company, Inc. is your perfect weapon when contesting your property tax assessment.
Appraisals to cancel PMIAn attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Cooper Appraisal Company, Inc., we're experts in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Cooper Appraisal Company, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Cooper Appraisal Company, Inc. offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Cooper Appraisal Company, Inc. can help you with that. Although most appraisal reviews are commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.